Retirement Planning Advisors Frankenmuth MI

INDIVIDUAL RETIREMENT PLANS

What is the difference between savings and investment? The simple definition is savings have very little risk with low limited returns provided by checking accounts, savings accounts, certificates of deposit, or money markets.

On the other hand, investments provide the opportunity for higher returns by managing risk through the use of mutual funds, stocks, bonds, annuities, etc. These savings and investments can be in many forms including IRAs, Roth IRAs, Non-Qualified Plans, etc. We have many vehicles to choose from for your investment needs, however, our main focus is to offer market linked returns without the market risk by utilizing our Safe Growth Strategy, which combines the best of both worlds. Having these options means you will experience growth potential, while enjoying peace of mind knowing your investments and savings are going to be there for you when you need them.

Ultimately, the decision is yours, but we will help you determine whether savings, investments, or a combination of both are most suitable for you.

GROUP BENEFIT PLAN

Conzelmann Insurance Agency & Financial Services, Inc. believes no two companies are alike; which is why it is important to examine the characteristics unique to an organization to make sure they have the retirement plan that is right for them

In addition, an employer sponsored retirement plan is a valuable benefit for your company and its employees; therefore, critical steps need to be taken, not only to make sure it is designed correctly, but also needs to be effectively managed and properly utilized by its participants.

Being an independent agency allows us to work with several different companies to maximize your options and find the best solution for your needs. This partnership gives us the knowledge and experience necessary to properly guide plan sponsors in the proper design and management of all types of retirement plans. Our consultative approach is designed to work with you, your retirement plan committee, and your plan provider to insure the goals and objectives of your plan are being met.

OUR WIDE RANGE OF CONSULTING SERVICES INCLUDES:

  • Plan Design
  • Fiduciary Process Review
  • Plan Administration
  • Provider Comparisons
  • Employee Education
  • Benchmarking Studies
  • Fee Analysis
  • Investment Analysis
  • RFP Management

For more information on our quality products and professional financial advice, call Conzelmann Insurance Agency & Financial Services, Inc. today at (989) 652-2582.

Primary Communities Served

Auburn
Bay City
Bridgeport
Carrollton

Chesaning
Coleman
Edenville
Fairgrove

Frankenmuth
Hemlock
Kawkawlin
Linwood

Merrill
Midland
Millington
Oil City

Saginaw
Saginaw Twp.
Sanford
Shields

St. Charles
University Center
Vassar
Zilwaukee